Preventing Common Mistakes That Personal Injury Victims Make
Because of common mistakes that many personal injury victims make, they do not receive all the compensation that they ought to be entitled to and which can even actually default on their legal case.
Making available to insurance adjusters of your recorded statements without a lawyer’s consultation
Insurance companies are very adept in looking for measures to manipulate personal injury victims in giving out unofficial statements about the accident, which an insurance adjuster can record and use this recorded statement during the court process with the intention of lowering your claim of compensation; therefore, avoid this kind of mistake and always consult first with a lawyer before giving any kind of statements, written or recorded, to an insurance company representative.
Allowing the insurance company doctor to examine the personal injury victim
As a personal injury victim, you have the freedom to choose any doctor to examine and treat your injuries following your accident and the reason why an insurance company would want you to be examined by their doctor because the doctor is hired by the insurance company and can give a diagnosis that is more favorable for the insurance company; therefore, avoid agreeing to be examined by a company doctor.
Disobeying doctor’s instructions
Because your doctor’s records of your injuries and treatments are vital during the court proceedings, not following your doctor’s instructions for getting better, like stopping medications without the doctor’s approval, can result into the lowering of your claim for compensation, which, in effect, will make the insurance company including the court suspicious of the true nature of your injuries; therefore, follow completely the doctor’s orders.
Don’t make the mistake of claiming quickly for a settlement without knowing the full extent of your injuries, since most injuries take time to full develop, which might be detrimental to your claim as you are prevented from getting more money from the insurance company when you later discover that your injuries have gone worse.
A personal injury lawyer is well versed on your rights as an accident victim and with his evaluation on your case including that from your doctor’s findings, he can give you an idea on whether you stand a chance of winning your case in court if you decide to sue and he can also advise you on how much settlement should you claim; therefore, avoid the mistake of settling your case with the insurance company without prior consultation with a lawyer because insurance company will initiate settling earlier in order to offer a lesser amount that the maximum compensation that you’re supposed to receive, so don’t wait too long to seek legal assistance as there is a statute of limitations, which refers to a limited period where the victim is allowed to process his claim, which might expire before you call for a lawyer.